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Informed Decisions Independent Financial Planning & Money Podcast

If you are looking for Independent voice on Investing, Retirement Planning & Financial Planning Podcast in Ireland, you may have just found it! Join me, Paddy Delaney as we talk straight and steer you towards a better financial future. Take control of your financial future and develop successful habits with your money. Join Paddy Delaney on Ireland's award-winning Personal Finance & Financial Planning Podcast & Blog. He aims to cuts through the sometimes confusing jargon of financial products and services, to help you make informed financial decisions, for you........No nonsense, straight up fact, and a little bit of a laugh at the same time! The Podcast is on a mission to enable it's listeners provide themselves with better financial futures, and ultimately to make a positive difference in the lives of listeners. Thanks so much for checking out the show! You can get in touch by email: admin@informeddecisions.ie Paddy Delaney Qualified Financial Advisor Qualified Retirement Planning Advisor Qualified General Insurance Practitioner Qualified Executive Coach
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May 14, 2017

Apparently 66% of the 70,000 'landlords' in Ireland own 1 investment property. Surely you don't want to look a gift horse in the mouth, you want to be one of these?

"Sure property prices are climbing, you'd be mad not to own at least one investment property". You buy the place and rent it out so that someone else can pay the mortgage for you, job done! Right?! Seems not long ago when this was the regular 'pub talk', however it is over 10 years ago now, and that talk is coming back (to a degree!). For a long time a bank would ring the Gardai if you went in and asked for a 'buy to let' mortgage (a loan to buy an investment property which you would rent out). They have softened, and are actually advertising these again, just google it!

Now before we jump in it's worth noting that there is a large % of our generation who are making ends meet, putting kids into creches, working hard, and paying the bills, maybe stashing a few quid each month for future and for rainy days. For this % of us a buy to let is not on the radar at all.

Having said that there are also a fair % of our generation who have quite a bit of disposable (spare) income each month, their income may be comparatively high or their outgoings comparatively low, or indeed a mixture of both (if you are really fortunate!). It is this % that may be sniffing at the idea of buying another property or moving out of their home, renting it out and buying another.

Considering a mortgage for an investment property in Ireland? In this episode we will share with you the maths behind mortgaged investment property ownership, so you can make your own mind up on whether it is for you or not! And that is the point isn't it, in owning investment property, it must be in order to try achieve some form of financial gain, otherwise why would you even consider such an investment (unless you fell into it by accident of course!).

If you are a new visitor to Informed Decisions, have a quick look over here to find out what we are all about & why we exist! We are on a mission to bring practical financial planning & personal finance to Ireland's millennials. If not, welcome back to Ireland's only dedicated Money & Financial Planning Podcast!

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