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Informed Decisions Independent Financial Planning & Money Podcast

If you are looking for Independent voice on Investing, Retirement Planning & Financial Planning Podcast in Ireland, you may have just found it! Join me, Paddy Delaney as we talk straight and steer you towards a better financial future. Take control of your financial future and develop successful habits with your money. Join Paddy Delaney on Ireland's award-winning Personal Finance & Financial Planning Podcast & Blog. He aims to cuts through the sometimes confusing jargon of financial products and services, to help you make informed financial decisions, for you........No nonsense, straight up fact, and a little bit of a laugh at the same time! The Podcast is on a mission to enable it's listeners provide themselves with better financial futures, and ultimately to make a positive difference in the lives of listeners. Thanks so much for checking out the show! You can get in touch by email: admin@informeddecisions.ie Paddy Delaney Qualified Financial Advisor Qualified Retirement Planning Advisor Qualified General Insurance Practitioner Qualified Executive Coach
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Informed Decisions Independent Financial Planning & Money Podcast
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Now displaying: 2025
Mar 10, 2025
In this week's podcast I talk about pension options for self-employed directors.
 
Over the past 3 years, the actual best pension option for self-employed directors has changed 3 times! Not because Financial Advisors and Planners were flip-flopping on their options (or trying to churn new business!), but because Revenue rules kept changing!
 
So to help clear any confusion, and to light the way for directors that need to know, I'll share the following;
  • -The main pension planning options for directors in 2025
  • -The best pension option for self employed directors in different situations
  • -What to keep an eye-out for if you are moving or switching pension scheme in Ireland

I hope it helps!

Disclaimer

Mar 3, 2025
In this week's podcast, I chat with Brendan Allen a specialist in property tax. He is a Chartered Tax Accountant and Chartered Tax Advisor, and is the owner of Allen & Co Tax Accountants and Landlord Tax Returns and is passionate about tax talk.
 
Key topics
Intricacies of tax of landlords
Landlord tax credit
Rent pressure zones
Pros & Cons
Pensions
Private landlord current situation
 
I hope it helps!
 
The Mysterious Affair at Styles
The World According to Garp
 
 
 
Link to our Blog in 2017 and our Podcast here Is It Profitable Being A Landlord??........The Maths! Blog 33
Link to Rental Income Stress Test Calculator Property Stress Test Calculator - Landlord Tax Returns - Landlord Accounts
Landlord Tax Returns
Feb 24, 2025
On this week's podcast, episode 324, I chat with Olympian, David Gillick about resilience and his journey and how he got through some really dark days. Something we will experience as investors. David shares some fun and interesting stories
 
David is one of Ireland most successful sprint athletes. He stepped off the track in 2013 after a successful athletics career which included winning Ireland’s first sprint gold medal in 76 years when winning the European Indoor 400m championships in 2005. He went on to retained his title in 2009 and became an Olympian in 2008.
 
David currently works in a number of areas, mainly corporate wellness and performance. Consulting and supporting organisations, teams and individuals in realising their potential and operating efficiently and effectively to achieve their respective goals.
 
I hope it helps.
 
The Racket By Conor Niland
 
David Gillick website
 
David Gillick LinkedIn
 
@davidgillick On Instagram
 
 
Disclaimer
Feb 18, 2025

There is more and more commentators shouting from the roof-tops about the massive growth of North American stock values and earnings over the past few years (since Covid really). I’ll explore what is and isn’t really happening, and what one’s practical options are. 

Specifically, the following are the claims/alarms being flagged; 

  • US Tech stocks have gone so incredibly well for several years, these companies, and the US is now over-priced and make up larger proportions of Globally Market than they ‘should’. 

  • The future expected returns from S&P500 as a whole, so people ‘should’ now re-allocate to Europe, Emerging Markets and other locations, for future returns 

I hope it helps.

Disclaimer

Feb 10, 2025
In this week's podcast I talk with Kevin Canning, Managing Director of Quintas Capital. Kevin specialises in private markets and is the Investment Director of The EIIS Innovation Fund managed by Quintas. He is a Chartered Accountant (ACA), a Chartered Tax Advisor (CTA), and a respected member of the Irish Tax Institute, underscoring his comprehensive understanding of finance and taxation.
 
I hope you enjoy this interesting conversation.
 
Key Topics
 
What Quintas does
EIIS Innovation Fund
How private investing works
 
 
 
Kevin Canning - Quintas Capital
Kevin LinkedIn
The Psychology of Money
 
Disclaimer
Jan 27, 2025
In this week's podcast I chat to John Murphy a Director of OmniPro Tax and Legal Limited John is a Chartered Tax Adviser, who works with clients on income tax, tax planning, restructuring to exit planning as well as advising on company law in relation to these and many other matters.
 
We talk about holding companies and family partnerships for smart tax planning.
 
Key topics
 
  • Who are OmniPro
  • 2025 changes to tax planning
  • Business Structure planning
  • Holding companies
  • Non Business Assets
  • Family Partnerships
 
To learn more about OmiPro's services and contact John head to their website here:
OmniPro Tax and Legal Limited
 
Jan 20, 2025

In this week's podcast I talk to Dr. Jordan Grumet, about the topics he covers in his new book The Purpose Code. Bringing together the topics of longevity, health, purpose and money. The Purpose Code hopes to help you what purpose really is and the role it plays in our lives.

 

Jordan’s podcast – Earn & Invest

Jordan Grumet.com

Disclaimer

Jan 13, 2025

Planning for, and subsequently living (!) a dignified and choice-filled retirement is the biggest financial goal many of us have, or will have. It’s also a journey of uncertainties, and one of the biggest uncertanties is market volatility, both positive and negative.

We have experienced such positive market growth in the past 2 years in particular.

So, in the interest of being prepared financially and mentally :), in this week's podcast I explore the impact of the stock market having an illustrative 30% decline in 2025. This is not a prediction of market mayhem this year, it's a premortem to allow us consider what it might mean for us, how we might or might not react, in order to deliver better outcomes for you.

I hope it helps.

Disclaimer

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