Hi,

I'm delighted to share with you a conversation I had recently with UK-based Chartered Financial (&Life) Planner, Justin King. He shares his experience on:

- How to financially prepare to 'transition' to retirement

- Life-Planning's role in considering our priority & future-selves

- Justin's views on optimal Investment Management approaches for retirees

Hope you find it interesting,

Paddy

Justin's Youtube Channel

MFP Wealth Management

Justin's Book 'Ready, Steady, Retire'...FREE!

Retirement Cafe Podcast

Hi,

It is a sad state of affairs when we have to rely on individual authors and thinkers publishing books and articles, in order to help the youth of today to develop financial wisdom. Yet, here we are!

Despite sounding very negative, I was delighted to speak with such a thinker and author, Will Rainey (former Pensions Actuary!). In our conversations he shared his ideas on:

- Helping kids to save, spend, & importantly to invest

- Investing for younger and older children

- What he believes is the optimal approach to investing

- How he transitioned from being in 'high finance' in UK to moving to rural Vietnam with his family!

Hope you enjoy the chat.

Paddy.

Dennis Harhalakis - The Money Coaching Institute

Blue Tree Blog

Tim Ferriss and The 4-Hour Workweek (fourhourworkweek.com)

This week we share a few nuggets that I hope will offer clarity and assurance on a few key aspects of our investment and pensions planning;

-Important changes to pensions in Ireland coming into force

-An update on Active Manager performances

-The link between balance and longevity!

I hope it is useful for you - I sure enjoyed doing it!

Paddy.

This week we bring you the David Worrell Interview - where we discuss all aspects of Investment Platforms in Ireland.

David is head of relationship management at Conexim Investment Platform in Ireland and shares his insights on the following:

• The rise of platforms in UK/USA - and subsequently in Ireland
• What platforms actually do - processes and people involved
• Pros & Cons for investors versus other routes
• Are Investment Platforms 'safe'?
• Navigating tax regimes for investors
• Transparency issues and opportunities for Irish investors

Hope it helps,

Paddy.

Robin Powell is a force within the investing world - on a mission to inform the public and financial advice firms of the facts of investing. I was thrilled to have him back on the podcast, having spoken to him in Episode 76 a life-time ago!

In this episode, we discuss:

- His progress in dispelling investment myths & educating investors

- The role of regulators in making it better for retail investors

- What investors should focus on & what they should not focus on!

- The Advice Gap in the UK and other countries and how it may be fixed

- A great book!

Hope you enjoy.

Paddy.

Invest Your Way To Financial Freedom Book

Evidence Based Investor Website

Adviser 2.0 Website for advisers 

4,000 Weeks Book Recommendation

SPIVA Reports

As with most things in Financial Services in Ireland, (Environmental, Social & Governance) ESG Investing in Ireland is one that takes a bit of figuring-out, if you want to do it right that is! In the hope that it will help you build and protect your own wealth, I share the following in this short piece:

• The theory of ESG investing in Ireland, and why it is to be applauded
• The practical application of ESG investing for Irish Investors, and why it is less than straight-forward
• Some revealing research that shows most ESG investing is not actually ESG at all!
• What we will do to get to the bottom of it

Paddy Delaney Informed Decisions

This week I share some interesting research and insights on how to prepare for the biggest surprises in Retirement, both financial and non-financial.

We will mostly all agree that 'Life' is not about reaching some destination in a particular state. The same can be said of our financial lives, but yet a large focus for most of us is to reach a point in the future where we have amassed sufficient financial resources to be financially independent. 

Learn from the people who have been there and done that in this weeks' episode.

Paddy.

Thanks for coming back to us in this Episode 201!

This week I tell you about bad investment funds in Ireland, it promises to be a doozy! I hope it is actionable and impactful for you in your own wealth creation and preservation. This week I'll share some insights on the following:

• Another specific example of the ridiculousness that is Investment Funds in Ireland charging silly fees for delivering absolutely terrible investment outcomes for retail investors like you & I
• What you can/could/should do if you are involved in these type of 'all-picture & no-sound' funds
• A quick market update for 2020 (it'll be real short)
• A quick market prediction for 2021 (it'll be even shorter)
• Confirmation that neither the aforementioned 'update' nor 'prediction' matter!

Paddy Delaney - Informed Decisions