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Informed Decisions Independent Financial Planning & Money Podcast

If you are looking for Independent voice on Investing, Retirement Planning & Financial Planning Podcast in Ireland, you may have just found it! Join me, Paddy Delaney as we talk straight and steer you towards a better financial future. Take control of your financial future and develop successful habits with your money. Join Paddy Delaney on Ireland's award-winning Personal Finance & Financial Planning Podcast & Blog. He aims to cuts through the sometimes confusing jargon of financial products and services, to help you make informed financial decisions, for you........No nonsense, straight up fact, and a little bit of a laugh at the same time! The Podcast is on a mission to enable it's listeners provide themselves with better financial futures, and ultimately to make a positive difference in the lives of listeners. Thanks so much for checking out the show! You can get in touch by email: admin@informeddecisions.ie Paddy Delaney Qualified Financial Advisor Qualified Retirement Planning Advisor Qualified General Insurance Practitioner Qualified Executive Coach
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Now displaying: May, 2020
May 25, 2020

What happens my pension when I, you know!? I'm never one to shirk the hard questions, but it seems crass to talk of 'you know' while all of 'this' is going on!

If you are any of the following, you really ought to know about this:

  • A director of your own company with pension benefits
  • An employee and an active member of the 'Company Pension Scheme'
  • A former employee of a company, with benefits still in your old employer's 'Company Pension scheme'

"Life is like playing the violin in public and learning the instrument as one goes on", or so said the 19th Century English author Samuel Butler. I'm including that quote for no other reason than I really like it. A friend of ours recently had a baby, and she is bouncing hundreds of questions off Fiona (who is an 'old hand' at this stage!). It just goes to show that we are all learning. None of us know everything - a valuable lesson in humility in times like these!

I hope this helps, even a little!

Paddy Delaney Informed Decisions

May 18, 2020

In this weeks' Podcast you will hear from someone with some unique insights on the topics we discuss week in and week out. Dr. Moira Somers from Canada is someone I have admired and benefited from learning from in recent years. 

In our conversation, Moira shares some ideas around:

- Why money decisions can be very difficult for many of us

- What we can do to make it a little easier

- When to seek financial guidance, and how to find one that will help you most

- Moira's top tips to reach your financial priorities

We hope you find it of real interest, and of value to you.

Thanks,

Paddy Delaney

Dr. Moira Somers Website:

https://moneymindandmeaning.com/about-moira/

Advice That Sticks Book:

https://www.goodreads.com/book/show/38821455-advice-that-sticks

May 11, 2020

Wondering what the best investments 2020 are?! Or if your investments or pensions are down the pan!? It is indeed one of those 'once every 5 year' situations for investments at the moment (more on that later), but we hope to share some insight that will help you see the wood from the trees.

If you are a regular or occasional visitor or listener of this site you likely have a fair idea of our response to the question of which are the best investments 2020. Short answer remains; investments which are low in cost, high in diversified equities and high in a decent track record versus it's peers. But, has the sheen of that 'Holy Trinity' been tarnished based on how 'things' have gone so far this year!? Let's see.....

May 5, 2020

This week, as promised in our recent Pros & Cons of Pension Property, we share with you further details of owning a Property within a Pension. 

We were delighted to have Tommy Neilsen, qualified Solicitor and 'Head of Legal' with Independent Trustee Company (ITC) Dublin. Tommy has been with ITC since 2005, and deals with all legal aspects relating to the Pension Trustee services they provide.

In this episode you will hear:

- Legal considerations around Pension Property

- How the structure actually works

- How safe it is or isn't

- Further Pros & Cons

- Lessons Learned

As chairman of the Law Society’s Sub-Committee on Pensions and chairman of the Association of Pension Trustees in Ireland, Tommy brings a level of knowledge and understanding of Pension Property that hopefully helps you in learning about it.

Thanks for listening,

Paddy Delaney 

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