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Informed Decisions Independent Financial Planning & Money Podcast

If you are looking for Independent voice on Investing, Retirement Planning & Financial Planning Podcast in Ireland, you may have just found it! Join me, Paddy Delaney as we talk straight and steer you towards a better financial future. Take control of your financial future and develop successful habits with your money. Join Paddy Delaney on Ireland's award-winning Personal Finance & Financial Planning Podcast & Blog. He aims to cuts through the sometimes confusing jargon of financial products and services, to help you make informed financial decisions, for you........No nonsense, straight up fact, and a little bit of a laugh at the same time! The Podcast is on a mission to enable it's listeners provide themselves with better financial futures, and ultimately to make a positive difference in the lives of listeners. Thanks so much for checking out the show! You can get in touch by email: admin@informeddecisions.ie Paddy Delaney Qualified Financial Advisor Qualified Retirement Planning Advisor Qualified General Insurance Practitioner Qualified Executive Coach
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Now displaying: March, 2018
Mar 22, 2018

Andy Hart is one of the UK's highest profile Financial Planners. He hosts his own Podcast, runs a successful Financial Planning firm, and is the organiser of the what is rapidly becoming UK's premier Financial Advisor & Planner Conference (Humans Under Management). And to top it all off he has invited me to share some ideas at his upcoming Dublin Conference.....so I'm super excited about that......We chat with Andy Hart of UK Financial Planning firm Maven Advisers to discover what exactly Financial Planning is, how it benefits clients, and how he saves them from themselves!

As you will know we are on a mission here at Informed Decisions to help improve the financial futures of our listeners and readers. We have been voted Ireland's #1 Finance Bog & Podcast in Ireland, and are on a mission to keep the boot down and get the message out to as many people as we possibly can.....your help in sharing this with your friends, family & colleagues helps spread the word (and keeps me motivated!), so please do share the love! While you are at it we'd love to have you join our wee community here.

Drop me an email here with any questions or ideas for future episodes you would like covered.

You're a Legend!

Paddy Delaney

'Chief Informer'

QFA | RPA | APA | Qualified Coach

Mar 19, 2018

Recently we had a few questions from people who were saving for deposits for their first homes. This week we had another, from Daniel (surname not shared for obvious reasons!), who having read our piece about the impact of inflation on deposit values over the medium term has been moved to get in touch and ask us what are the alternatives!

Did you partake in our 2 minute survey yet?? If not then please please do, we would really value your opinion and help us shape what we cover on the blog & podcast. It's just here.....thank you.

This is timely, seeing as this week we have also been contacted by Louise McBride, journalist with The Sunday Independent. Louise was seeking our take on what alternatives are available for people who are not content with deposit. While we will cover low volatility investing options in more detail soon I am keen to try to answer Daniel's question. If you are new here then please do check out our 'Why' and we'd be delighted to have you join our wee community of Informed-Decisioners here! We are on a mission to enable individuals to help themselves with their financial futures, and to help them get whatever they want.

In this episode we will explore specifically Daniel's question which was.....'I plan to save for 5 years then buy BUT if the purchasing power of my money could lose 10% (5 years * 2% inflation) am I better off investing in a ‘safe’ fund with some (almost) guaranteed level of return?'

 

Full Blog Here

Mar 12, 2018

Regular readers of the Blog and listeners of the Podcast will know that we are on somewhat of a vocation here at Informed Decisions! We are striving to help people get what they want, to take control of their own financial futures. We are not doing this for the applause (though that is nice to get it when it comes!). We are doing this to make a meaningful and positive difference in the lives of those we touch. We aim to connect meaningfully with you.

We could of course just blindly go and do whatever we think is the right thing to do here, but we feel it more worthwhile to seek your feedback, your input and your say on what would be of use to you. We are absolutely not the best in the world at all things financial, but we do try our best to create things of use to other people.............as Seth Godin might say 'we are shipping our art'! Some will benefit and some will not. We are hoping to be of benefit to as many as we can.

So this week we have something a little different, we are asking your opinion. Long term listeners will recall that we asked something similar of you in 2017 when we asked you to complete a short survey. Almost 200 of you beautiful people duly obliged! In turn we donated a few hundred euro to Irish Cancer Society.

This year we have created a short 2-minute feedback form that we would love you to complete. Whether you are read the blog/podcast religiously or checked it out one or twice we really would value your feedback. If you have never read or listened to our stuff then it's probably not relevant to complete the form!

So Whats In It For Me??

This year we are going to offer €100 One4All Voucher, and we will donate €100 to the charity of the winner's choice. Even if you do not wish to enter the draw we would really appreciate your feedback.

How To Enter?

In order to be entered in the draw when you complete the feedback form please leave your name in the comments section of the Facebook post on the Informed Decisions Facebook page.

This way we can keep the feedback anonymous but also be able to pick a winner! If you are not on Facebook just drop me a quick mail here to let me know you have completed it and I will add you to the wheel of fortune for the draw!

When Do I Win??

We will run the survey until 12th March, or until we reach 200 responses, whichever is sooner!

Thanks

We are always keen to have your input on what we create and do, and we definitely appreciate all our readers and listeners, and the support and encouragement we have received since we started this 'crusade' almost 2 years ago!!

You're a Legend!

Paddy Delaney.

Mar 4, 2018

It is fierce common lately to hear the financial industry give out about the rates of interest available through bank deposit accounts and to recommend that you should invest your money into XYZ Fund (which just so happens to generate a nice chunky commission for whoever is doing the recommending!). It's funny, they weren't saying the same when equity markets were falling 30% per year and deposit rates were up at near 5% per year! (although they should have been!)

We will explore in this episode whether deposit really is a good place or not to keep your funds over the long term.

Welcome to Ireland's #1 Financial Planning Blog & Podcast. We're on a mission to share straight-forward ideas and information to help you get whatever financial life you want to have. We rely on feedback to help us improve the impact we have on our readers and listeners, so drop us an email, leave an iTunes review, and share the article if you feel it's of use to others.

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